Zero Down Payments & Lowball Offers: What Actually Works in 2026

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Can you really buy a house with $0 down in Ontario in 2026?
Can a $200,000 lowball offer still work in today’s GTA housing market?

In this episode, Linda Ragona of the Ragona Sisters answers the most common — and most misunderstood — real estate questions buyers are asking in 2026.

This GTA real estate market update breaks down what’s realistic (and what isn’t) when it comes to buying a home in Ontario right now, including:

• Zero-down payment myths in Canada
• $0 down home buying programs in Ontario
• Lowball offers in the GTA real estate market
• $200K lowball strategies that actually work
• Low appraisals and financing gaps
• Pre-construction risks buyers are facing in 2026
• What successful GTA homebuyers are doing differently

Whether you’re a first-time home buyer, a move-up buyer, or a real estate investor in Ontario, this video explains what works — and what can derail a deal — in the 2026 Canadian housing market.

???? Book a GTA real estate strategy call with the Ragona Sisters:
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Weekly GTA housing insights, market updates & buyer strategies:
https://ragonasisters.ca/join-the-ragona-sisters-insider-updates-1

⚠️ Disclaimer:
This video is for informational and entertainment purposes only and does not constitute financial or legal advice.

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