Starting at 40? Here's the Exact Investing Plan I'd Use (It's not too late)

Starting to invest at 40? You’re not too late. In this video, I share the exact step-by-step plan I’d use to build wealth starting in your 40s — even if you feel behind.

We’ll cover how to take control of your finances, create a conscious spending plan, use a high-yield savings account (HYSA), and start investing without confusion or overwhelm. Whether you're rebuilding, catching up, or just getting serious about your money — this is your roadmap.

✅ How to invest in your 40s
✅ Best late start wealth-building strategies
✅ Stop feeling behind and start making real progress
✅ Investing plan for beginners over 40

???? Drop “I’m ready” in the comments if you’re ready to take control of your future!
--------------------------
The Cake Method Masterclass:

???? Using The Cake Method for real estate investing, I built a 7-figure portfolio and 6-figure income buying just one property a year on a single income- cutting years off my investment journey! No heavy rehabs, no crappy properties in gang-infested areas, and no being a slumlord. Just quality properties with quality tenants!

???? Learn what The Cake Method is and how it works, here!
https://brickbybrickwealth.com/cake-masterclass-signup-yt/

------------------------------------------------------
???? WATCH NEXT:
???? 6 Reasons Why Beginner Real Estate Investors Fail
???? https://www.youtube.com/watch?v=FmZKz9LJ3Z8&t=319s

-------------------------------------
⏱️ Timestamps:

Starting at 40

00:58 - Brutal Honesty
01:41 - Cut the leaks
03:15 - Conscious Spending Plan
05:41 - Spending plan example
07:35 - Where to park your cash
08:02 - Best way to build wealth
10:10 - Contribute to retirement accts?
10:35 - Automate investing
11:00 - Earn more
12:32 - Build to $100k
13:05 - the last step...

--------------------------------

????Free Training- Learn how I used The Cake Method in real estate investing to become financially free without buying dumps.

???? https://brickbybrickwealth.com/cake-masterclass-signup-yt/

???? About Me: I’m a mom of 3 and a real estate investor who built a seven-figure rental portfolio using a method I created out of necessity—The CAKE Method. My journey didn’t start with confidence or a big inheritance. It started with a tenant horror story that nearly made me quit. That one bad deal taught me everything *not* to do, and it changed the way I invest forever.

The CAKE Method was born from that experience—a simple, proven, low-risk approach for new investors who want long-term rentals that actually work without adding more work to your plate. Before investing for myself, I helped California investors buy post-crash properties in 2008—so I’ve seen what works in both booming and broken markets.

Today, I own a portfolio of long-term rentals in Tennessee, and my husband and I are work-optional because of it. We didn’t get here by taking big risks. We focused on freedom, not flipping. Wealth, not wild bets. And that’s exactly what I teach. Inside my coaching program, Success with Rental Properties, I guide new investors through every step—financing, market research, deal analysis, rehabs, and more—using The CAKE Method to avoid the mistakes that nearly cost me everything.

Now, I spend my time homeschooling my kids, traveling, and helping others build a life of freedom through real estate. If you're ready to buy your first rental the right way—welcome. You're in the right place.

???? Let's Connect:
???? Website: https://www.brickbybrickwealth.com
???? Instagram: https://www.instagram.com/brickbybrickwealth

------------------------------------------

Ready by Jay Someday https://soundcloud.com/jaysomeday Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://audiolibrary.com.co/jay-someday/ready Music promoted by Audio Library: https://youtu.be/OR1ny25W8Yk