Smart way to escape paying a 30 year mortgage #homeownership #realestate

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???? Smart homeowners are doing this:
How to live mortgage-payment free in retirement ????

Most people buy their first home around age 38.
That means they’re not done paying it off until their late 60s or 70s — if they don’t refinance or upgrade.

But here’s a strategy I learned that more and more families are starting to use:

???? Buy a home in your 30s
???? Get a permanent life insurance policy (I use GUL — cheaper than Whole Life or IUL if you’re just looking for coverage)
???? Build 50%+ equity
???? At age 62+, transition into a reverse mortgage = no more mortgage payments
???? When you pass away, the life insurance pays off the reverse mortgage
???? Your kids inherit the home debt-free

This is one of the smartest estate planning moves I’ve seen — no mortgage in retirement, no burden on your family.

???? Want to run the numbers? Here’s the company I use for life insurance quotes:
???? https://tfa.broker

???? Follow my page for more tips like this.

#mortgagefree #reverseMortgage #lifeinsurance #retirementstrategy #homeequity #legacyplanning #SoCalMinh #realtalkmoney