Is Charlotte Really Affordable? True Cost of Living!

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Thinking about moving to Charlotte, NC? Before you decide, you need to understand what it really costs to live here. In this video, I break down the true cost of living in Charlotte — not just home prices, but taxes, insurance, commuting, utilities, and the lifestyle costs relocation buyers often overlook.
As of November 2025, the median home price in Charlotte is around $402,000, but affordability is about more than purchase price. I explain how Charlotte compares to national averages, why property taxes and insurance matter more than most people realize, and how commute time can quietly become one of your biggest “expenses.” Whether you’re relocating from out of state or already living in the area, this video will help you plan smarter and avoid costly surprises.

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⏰ Time Stamps in this Video:
00:00 Is Charlotte Actually Affordable?
00:26 Who This Breakdown Is For
00:36 More Than Just Home Prices
1:02 The Real Cost of Housing
01:36 Property Taxes That Surprise Buyers
02:05 Insurance Costs People Forget
02:39 The Hidden Cost of Commuting
03:01 Everyday Expenses Add Up
03:31 How Charlotte Compares Nationally
03:55 What Most Buyers Miss
04:20 Planning Your Move the Right Way

This video is for informational purposes only. Real estate market conditions change, and viewers should conduct their own research. The content reflects the experience and market observations of Patrick Kennedy, a licensed Realtor® in North Carolina, at the time of recording. All services are provided in compliance with Fair Housing laws.