Investor Series - Moving Away From AirBNB to Short Term Rentals

#valoan #vahomeloan #vabenefits #vahousingeducation

Schedule a Call Today: https://bit.ly/VA_Appointment

Turn your VA home into an income-producing asset — without refinancing out of your VA loan. ????????

In this investor series episode, we break down why some investors moved away from Airbnb and shifted their VA-financed multifamily into mid-term rentals instead.

If you’re a veteran, active-duty, Guard/Reserve, or military spouse wondering how to use your VA home loan to “house hack” and invest in real estate, this video walks you through the real-world numbers, risks, and strategies.

What This Video Covers

In this episode, we talk about:

- How Lourdes used her VA home loan to buy a 4-unit multifamily and turn it into an investment property over time
- Why she decided to move away from Airbnb and daily or short stays
- The shift to mid-term rentals (30+ days) and why that model now outperforms her Airbnbs
- How traveling nurses, insurance claims, and families in transition create steady demand
- City rules and permits (Chicago example) for short-term vs. mid-term rentals
- How oversupply on Airbnb can crush your profits if you don’t pivot
- Managing maintenance, communication, and safety when you have frequent guest turnover
- Why data tracking, reviews, and market research are critical before you change strategies
- How veterans can test long-term, mid-term, and short-term rental models to see what works in their market

???? Key Takeaways for VA Buyers and Investors

By the end of this video, you’ll understand:

- That you can use a VA home loan on a multifamily (up to 4 units), live in one unit, and rent the others
- How your VA-financed home can legally transition into an investment property over time
- The pros and cons of Airbnb vs. mid-term rentals for cash flow, time commitment, and headache factor
- Why knowing your local regulations, permits, and condo or HOA rules is non-negotiable
- How to think like an investor: tracking numbers, watching demand, and pivoting when the market shifts

This is not “set it and forget it” investing — especially when you’re using a powerful benefit like the VA loan.

Who Mid-Term Rentals Work Well For

Lourdes breaks down her ideal mid-term guests:

- Traveling nurses and medical professionals near hospitals
- Families in transition between selling and buying a home
- People who need housing quickly for 1–6 months
- Insurance claim clients displaced from their home during repairs

If your VA property is near hospitals, military bases, or growing job centers, this strategy may be a better fit than relying fully on weekend Airbnb bookings.

???? For Veterans Serious About Investing With the VA Loan

If you’re thinking:

- Can I really use my VA loan to buy a multifamily and rent it out
- Is Airbnb still worth it in my market
- Should I shift toward mid-term rentals instead

This episode gives you a real-world case study from a veteran who did it — what worked, what stopped working, and exactly how she pivoted.

► ► Get Pre-Approved With My Team → https://bit.ly/ApplyToday_VA
► ► Get Your Certificate of Eligibility → https://bit.ly/COEreview

???? FREE Loan Estimate REVIEW → https://bit.ly/EstimateReview

-- Disclaimer --

DISCLAIMER: The content of VA Housing Education/VA Housing Education at Waterman Bank Channel is for educational purposes only. VA Housing Education Channel is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. The information on the VA Housing Education/VA Housing Education at Waterman Bank Channel should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide specific results, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on the VA Housing Education Channel and in all videos are those of the author or person presenting and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. The VA Housing Education/VA Housing Education at Waterman Bank Channel is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC.

#VALoanEducation #VeteranSupport #MilitaryFamilies #HomeBuyingTips #RealEstateAdvice #MortgageTips #VAHousingEducation #VALoan #VAHomeLoan