I Was Ready to Rent Forever… Until This Changed My Mind

Want to buy your first home and retire mortgage-free early?

???? Free 45-min First Time Home Buyer Masterclass → https://www.growwithnav.com/freeclass

Buying a home and want to build a real plan?
???? Book a 1-on-1 Call → https://www.growwithnav.com/book-a-call

???? Join My Inner-Circle → https://www.growwithnav.com/grownation

???? Free Weekly Insights → https://www.growwithnav.com/free-newsletter

???? What This Video Covers

When I first came to Canada, I never wanted to buy a home. The math made renting look smarter. But over time, life, family, and financial strategy changed my perspective.

In this video, I share:
✅ Why renting did make sense at the start (numbers vs mortgage payments)
✅ What shifted my thinking: family needs, rising rents, and stability
✅ My story: 3 homes in 5 years + multiple investments in Canada & U.S.
✅ Why confusion between “stocks vs home” can delay wealth-building
✅ The real reasons I finally bought → clarity, stability, and long-term strategy
✅ How immigrants can approach the buy vs rent decision with math and emotion

???? About Me

I’m Nav, a licensed mortgage agent (Indi Mortgage, FSRA#12403). My mission is to help 1 million immigrants retire mortgage-free with a $5M net worth. Every video blends storytelling, financial truth, and a clear action plan.

???? SEO Keywords
rent vs buy Canada 2025, should I buy a house in Canada, renting vs owning explained, immigrant housing journey Canada, Canadian real estate 2025, Toronto housing rent vs mortgage, Etobicoke rent 1 bedroom, why buy a house Canada, renting is paying someone else’s mortgage myth, TFSA vs home downpayment, stock market vs real estate Canada, Grow With Nav, immigrant financial freedom Canada, how to retire mortgage free Canada, real estate advice 2025, Graham Stephan Canadian housing, Minority Mindset housing advice, when does buying a home make sense Canada, numbers behind renting vs buying, upgrade vs rent Canada, rent vs buy Canada 2025, should I rent or buy Canada, renting vs owning a home explained, why renting made sense Canada, is renting better than buying Canada, renting is paying someone else’s mortgage myth, Etobicoke rent vs mortgage 2020, immigrant housing journey Canada, should immigrants buy a house Canada, when to buy your first home Canada, stock market vs real estate Canada, TFSA vs downpayment Canada, first time home buyer Canada 2025, immigrant wealth building Canada, retire mortgage free Canada, Grow With Nav real estate advice, Canadian housing strategy 2025, mortgage vs rent long term, homeownership myths Canada, buying vs renting pros and cons, Graham Stephan rent vs buy Canada, Minority Mindset housing advice, how to use TFSA for downpayment, investing vs buying house Canada, pay off mortgage early Canada, financial planning for immigrants Canada, how to build $5M net worth Canada, Rule of 35 Grow With Nav, best mortgage agent for immigrants Canada, buying first home Toronto 2025, when renting makes sense Canada

⏱ Timestamps

00:00 – Why I never wanted to buy a home in Canada
00:11 – Renting math vs mortgage payments (Etobicoke story)
00:42 – “Renting is paying someone else’s mortgage” myth busted
01:10 – From renting → 3 homes & investments in 5 years
02:02 – TFSA investing vs saving for a house
02:21 – The turning point: family needs & rising rents
03:07 – Rents rise forever, mortgage ends someday
04:54 – Parents, family needs, and equity planning
06:16 - No Real Estate in Grow Nation
07:47 – Why buying gave clarity & stability
08:03 – Final thoughts: renting vs buying isn’t about ego, it’s about clarity