I Bought My First Home With 5% Down — Here’s Why

Download the Home Buyer Negotiation Blueprint (free): https://looksee.it/3CM5a

Tell me what you think about the 50 year mortgage. Is this helpful, harmful or just new noise. Comment your thoughts below.

In this video I walk through the truth behind the proposed 50 year mortgage. Is it good. Is it bad. Does it actually help with affordability. Or is it just another headline designed to get attention.

I break down what a 50 year loan really means for buyers in Southern California and why this matters even if you never plan to use it.

Here is what we cover
— How 30 year and 15 year loans compare to a 50 year mortgage
— Why a 50 year loan will almost certainly have a higher interest rate
— How much the payment would actually change
— Why this won’t be available for at least 6 to 24 months
— The real opportunity this creates for first time buyers
— Two strategies buyers can use right now instead of waiting
— How temporary and permanent rate buy downs work
— Why saving 20 percent down is slowing buyers down
— Why buying your first home faster matters more than the perfect loan
— A simple way to think about PMI
— Why the biggest cost is waiting

If you are thinking about buying or selling in Orange County and want help navigating these changes, you can book a strategy call using the link below.

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???? Book your free Strategy Session → https://www.onyxhomes.com/booking-yt/

Thinking about moving to Orange County? ????
Since 2020, our team at Onyx Homes has closed 820+ homes, $800M in sales volume, and earned 460+ 5-star reviews — helping buyers, sellers, and investors win in today’s market.

???? Search all Orange County homes for sale → https://www.onyxhomes.com/property-search/results/
???? Contact Us
???? Call or Text us directly at (949) 430-7379
???? Email: AllAboutOC@OnyxHomes.com


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????Subscribe to my channel for more videos like this????
/ @allaboutorangecounty

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Are you moving to Orange County, California? Find out All About Orange County on this channel. We'll show you the best cities in Orange County, things to do, the cost of living, and everything you need to know about Orange County Real Estate!

???? About This Channel
Welcome to All About Orange County! We make videos every week to help you:
- Discover the best cities and neighborhoods in OC
- Learn the pros & cons of living in Orange County
- Understand the cost of living, lifestyle, and things to do
- Get actionable home buying & selling advice
- Stay updated with the Orange County housing market


We believe in showing what it looks like to work with us before we ever meet. That is why we share so much info on this channel. Whether you’re moving to Orange County, selling a home, or investing, this channel gives you the strategies and insider knowledge you need to make the right move.
We upload videos every week. SUBSCRIBE to get all the latest and exclusive news and trends about Orange County Real Estate!

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Christian Stubbs
All About Orange County
Onyx Homes | First Team Real Estate
???? (949) 430-7379
???? https://onyxhomes.com/booking/
????AllABoutOC@OnyxHomes.com


Additional Resources:
???? Subscribe here for weekly Email Newsletter: https://www.onyxhomes.com/newsletter/

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We Offer FREE Touring Services - https://www.onyxhomes.com/buyers/free-touring/

Christian Stubbs
Founder, Onyx Homes | First Team Real Estate
???? Book a Call: https://onyxhomes.com/booking/
???? Call or text us at (949) 430-7379
???? AllAboutOC@OnyxHomes.com
DRE# 02082942

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