How To BUY VA Foreclosures From the VA

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Schedule a Call Today: https://bit.ly/VA_Appointment

VA Vendee PDF - https://www.benefits.va.gov/BENEFITS/factsheets/homeloans/vendee.pdf

VA Foreclosure Properties - https://vrmproperties.com/

VRM Mortgage - https://vrmlending.com/

Want to buy a VA foreclosure or VA REO property but not sure where to start? In this video I break down how to find and purchase VA foreclosures using the VA Vendee Loan Program – including how it works for veterans, non-veterans, owner-occupants, and investors. We’ll also talk about when it makes sense instead to use your VA home loan benefit and how this strategy can help you protect your VA entitlement.

I’ll walk you through:

How the VA Vendee (seller financing) program actually works

How to search for VA REO properties on the VRM Mortgage Services website

0% down and low-down options, no PMI, optional appraisal, and seller credits

Special perks for veterans with a 10%+ VA disability rating (even on investment properties)

Investor rules: reserves, tax return requirements, DTI, rental history, and holding periods

If you’re a veteran, service member, or investor looking for opportunities in this market, this video will help you understand whether VA foreclosures + the Vendee loan should be part of your strategy – and when you may be better off using your standard VA home loan instead.

???? What You’ll Learn in This Video

What is a VA foreclosure / VA REO property?

How the VA Vendee Loan Program works as seller financing

How to search VA foreclosure listings on VRM Mortgage Services

Owner-occupied vs. investor eligibility (and why that matters)

How 100% financing really works (and what happens if you bid over list price)

How this program doesn’t use your VA entitlement

Why there’s no private mortgage insurance (PMI) and optional appraisals

The impact of VA funding fees – and how a 10%+ disability rating can waive them

Key investor rules:

2-year rental history & tax returns

41% DTI cap

6+ months reserves

18-month required hold & no short-term rentals / flips

► ► Get Pre-Approved With My Team → https://bit.ly/ApplyToday_VA
► ► Get Your Certificate of Eligibility → https://bit.ly/COEreview

???? FREE Loan Estimate REVIEW → https://bit.ly/EstimateReview

-- Disclaimer --

DISCLAIMER: The content of VA Housing Education/VA Housing Education at Waterman Bank Channel is for educational purposes only. VA Housing Education Channel is provided under license by Waterman Bank. Waterman Bank will not extend credit of any kind without speaking to a Waterman Bank mortgage loan originator. The information on the VA Housing Education/VA Housing Education at Waterman Bank Channel should not directly be used to make decisions on home offers, purchasing decisions, is not guaranteed to provide specific results, imply lending terms, qualification amounts, or real estate advice. Any calculations should be verified independently. For real estate purchase advice consult licensed real estate, financial and legal professionals for advice. The views expressed on the VA Housing Education Channel and in all videos are those of the author or person presenting and do not represent those of Waterman Bank and are not intended to provide legal or compliance advice. The VA Housing Education/VA Housing Education at Waterman Bank Channel is not affiliated with or approved by the U.S. Department of Veterans Affairs (VA) or any other government agency. Contact Waterman Bank for your lending needs. Visit www.watermanbank.com or call 815-264-3201. Equal Housing Lender. NMLS #414704. Waterman Bank. Member FDIC.

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