Wondering how much income you need to comfortably afford a $350,000 mortgage? ???? It all comes down to your debt-to-income ratio (DTI) — one of the biggest factors in mortgage approval. In this video, I break down how lenders calculate DTI, why monthly debt matters more than total debt, and how to estimate what you can really afford.
???? Whether you're buying your first home or upgrading, understanding DTI helps you avoid surprises and buy with confidence.
???? Need help figuring out your numbers?
Contact me today and let’s go over your income, debts, and mortgage options together.
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#MortgageTips #HomeBuying #MortgageAffordability #DTI #DebtToIncomeRatio #FirstTimeHomeBuyer #MortgageBroker #RealEstateAdvice #HomeLoan #MortgageApproval #HowMuchHouseCanIAfford #HomeOwnership #MortgageEducation #FinanceTips #RealEstate2025
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Contact us for your home purchase, refinance or home equity loan (HELOC).
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Edward Foy: H Mortgage
☎️281-304-6353
????efoy@HTXMTG.com
https://www.htxmtg.com/lt
Competitive Pricing, Quick Approvals, Close On Time
NMLS 310856 / 218762
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????Subscribe: https://www.YouTube.com/@HOMEQNET?sub_confirmation=1
????Apply Now: https://www.htxmtg.com/apply
????Reviews: https://www.htxmtg.com/reviews
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We do not accept any liability for loss or damage incurred as a result of any of our publications. Information is for educational purposes. Consult with an attorney, CPA, or financial professional for specific advice.
Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use.
© The Home Equity Network, H Mortgage.
???? Whether you're buying your first home or upgrading, understanding DTI helps you avoid surprises and buy with confidence.
???? Need help figuring out your numbers?
Contact me today and let’s go over your income, debts, and mortgage options together.
_
#MortgageTips #HomeBuying #MortgageAffordability #DTI #DebtToIncomeRatio #FirstTimeHomeBuyer #MortgageBroker #RealEstateAdvice #HomeLoan #MortgageApproval #HowMuchHouseCanIAfford #HomeOwnership #MortgageEducation #FinanceTips #RealEstate2025
_
Contact us for your home purchase, refinance or home equity loan (HELOC).
_
Edward Foy: H Mortgage
☎️281-304-6353
????efoy@HTXMTG.com
https://www.htxmtg.com/lt
Competitive Pricing, Quick Approvals, Close On Time
NMLS 310856 / 218762
_
????Subscribe: https://www.YouTube.com/@HOMEQNET?sub_confirmation=1
????Apply Now: https://www.htxmtg.com/apply
????Reviews: https://www.htxmtg.com/reviews
_
We do not accept any liability for loss or damage incurred as a result of any of our publications. Information is for educational purposes. Consult with an attorney, CPA, or financial professional for specific advice.
Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational, or personal use tips the balance in favor of fair use.
© The Home Equity Network, H Mortgage.


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