First Time Home Buyer Grant (2026)

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???? First-Time Buyer Grant: Up to $15,750 in 2026 ????

DM me the word BUY if you're planning to buy a home and want to know how much is your buying power!

This grant can cover most (or all) of your down payment — and it’s forgivable.

???? Here’s how it works:

1️⃣ What the Grant Covers
• Up to 3.5% of the purchase price
• Can be used toward your down payment
• No repayment — forgiven from day one

2️⃣ Who Typically Qualifies
• First-time buyer (no homeownership in last 3 years)
• 620+ credit score
• Income limits apply
• Home must be your primary residence

3️⃣ Why This Is a Smart Move
• Buy with minimal out-of-pocket cash
• Keep your savings for emergencies
• Refinance later if rates drop — the grant stays forgiven

⚠️ Funds are limited and programs are first-come, first-served.

DM me the word BUY if you're planning to buy a home and want to know how much is your buying power!

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