Closing costs buyers always forget about

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The closing costs buyers always forget about?

Transfer tax and prorations.

Let me break it down—because these will catch you off guard if you're not prepared.

In New Hampshire, the real estate transfer tax is $15 per thousand, split evenly between buyer and seller.

That means you, the buyer, are responsible for $7.50 per thousand on the purchase price.

But that’s not all.

Prorations are almost always overlooked. If there’s oil or propane left in the tank—or outstanding condo fees—you’re buying those out at closing.

So if the oil tank is half full, you’ll pay the seller for that based on current market rates. Same goes for propane or prepaid HOA dues.

It’s not a dealbreaker, but it is something smart buyers plan for.

#NHRealEstate #ClosingCostsExplained #KevinCooperRealEstate #BuyerTips #HomeBuyingNH #TransferTax #RealEstateEducation #SmartBuyers #NHHomes????Thinking of Moving to New Hampshire? ????????️
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????Thinking of Moving to New Hampshire? ????????️
???? Call or Text: 603-825-6696
???? Email: info@coopgrouphometeam.com
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**Most stats and data mentioned came from the following sites and are not based on our opinions:
Best Schools: https://www.greatschools.org/new-hampshire/
More About New Hampshire: https://en.wikipedia.org/wiki/New_Hampshire
Census Data: https://www.census.gov/quickfacts/fact/table/NH/PST045222
Neighborhood data: https://www.niche.com/places-to-live/s/new-hampshire/
*All stats, data, house pricing, and anything else mentioned is always subject to change and is provided merely as an example at the time of this recording*
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Kevin Cooper New Hampshire Realtor® | NH Real Estate License: 068514
Danielle Cooper New Hampshire Realtor® | NH Real Estate License: 076412
Danielle Cooper Massachusetts Realtor® | MA Real Estate License: 9573844
Brokered by East Key Realty